Senior AML, CTF, CPF & Sanctions Analyst

About the Role

Luno, a prominent global cryptocurrency platform dedicated to simplifying the acquisition, disposal, and understanding of digital assets, is seeking a skilled Senior Analyst to bolster its operations. This role is integral to Luno's mission of shaping the future of finance worldwide, focusing on the critical areas of Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), Counter-Proliferation Financing (CPF), and Sanctions compliance. This is an opportunity to contribute to a dynamic and evolving industry, ensuring Luno operates with the highest standards of integrity and regulatory adherence. The position can be based in either Cape Town or Johannesburg, offering flexibility for candidates in either major South African economic hub.

As a Senior Analyst, your primary focus will be on safeguarding Luno's platform and users from financial crime risks. This will involve a multifaceted approach to monitoring, investigating, and mitigating potential threats across all designated compliance areas. You will be instrumental in developing and refining the organisation's compliance programmes, ensuring they are robust, effective, and aligned with both local and international regulatory expectations.

Key responsibilities will encompass:

• Developing and implementing strategic initiatives and controls for AML, CTF, CPF, and Sanctions compliance.
• Conducting thorough investigations into suspicious activities, transactions, and behavioural patterns identified on the platform.
• Preparing comprehensive Suspicious Activity Reports (SARs) and other necessary regulatory filings.
• Collaborating with cross-functional teams, including Legal, Compliance, and Operations, to embed a culture of compliance throughout the organisation.
• Keeping abreast of evolving regulatory landscapes, emerging financial crime typologies, and technological advancements relevant to the cryptocurrency space.
• Contributing to risk assessments and the development of risk-mitigation strategies.
• Providing training and guidance to internal stakeholders on compliance-related matters.
• Assisting in the response to regulatory inquiries and audits.
• Maintaining accurate and organised records of all compliance activities and investigations.

What They're Looking For

Luno is searching for an analytical and experienced professional with a deep understanding of financial crime risks within the cryptocurrency sector. A strong foundation in compliance principles, coupled with practical experience in applying these within a regulated environment, is essential. The ideal candidate will possess excellent investigative skills, a keen eye for detail, and the ability to communicate complex information clearly and concisely.

Essential qualifications and experience include:

• Demonstrated experience in Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), Counter-Proliferation Financing (CPF), and Sanctions compliance.
• Familiarity with the unique risks and regulatory considerations associated with cryptocurrency platforms.
• Proven ability to conduct in-depth investigations and produce high-quality reports.
• Knowledge of relevant South African financial crime legislation and regulatory bodies.
• Strong analytical and problem-solving capabilities.
• Excellent written and verbal communication skills.
• The ability to work independently and as part of a collaborative team.
• A proactive approach to identifying and addressing compliance challenges.

In South Africa, roles involving specialised financial crime compliance, particularly within emerging sectors like cryptocurrency, can offer competitive remuneration. The specific salary range would depend on experience, qualifications, and the exact scope of responsibilities, but it often falls within a bracket that reflects the specialised knowledge and critical nature of the work. Employers in this space are typically fintech companies, financial institutions with digital asset divisions, and regulatory technology firms. Career progression in this field often leads to senior management positions within compliance departments, risk management roles, or consultative positions advising on regulatory strategy.

• Bachelor's degree in Computer Science or a related field.
• 3+ years of experience in software development.
• Proficiency in JavaScript and frameworks such as React.
• Strong problem-solving skills and attention to detail.
• Experience with cloud services and database management.