Credit Risk Analyst : Acquisitions (Home Loans)

Make an impact where it matters most. Step into a role where your analytical expertise directly shapes the success of a Home Loans portfolio. As a Credit Risk Analyst (AVP), you’ll turn complex data into actionable insights, influence acquisition strategies, and support key business decisions across the credit lifecycle. This is an ideal opportunity for a data-driven professional looking to elevate their career, strengthen their technical expertise, and gain end-to-end exposure to strategy development and implementation.

• Develop and optimise data-driven credit acquisition strategies
• Analyse large datasets using SAS to identify trends and opportunities
• Partner with stakeholders across Sales, IT, Finance, Collections, and Risk
• Support new product assessments and continuous strategy enhancements
• Conduct UAT and monitor post-implementation performance
• Produce monthly Management Information (MI) with clear insights and recommendations
• Enhance reporting accuracy and risk metrics
• Present analysis to both technical and non-technical audiences
• Drive alignment and sign-off on strategic changes
• Investigate escalated Home Loans credit-related customer complaints
• Provide clear, timely, and well-reasoned outcomes

• Degree in Business, Mathematics, Statistics, Risk Management or similar
• 3+ years’ experience analysing large datasets using SAS
• Strong understanding of credit risk principles
• Advanced MS Office skills (especially Excel)
• Experience in SDLC, UAT, or project delivery (advantageous)
• Strong analytical thinking, problem-solving, and communication skills